MidFlorida Credit Union

Empowering Floridians since 1954

Our Services

Checking and savings accounts designed for everyday needs, with no monthly fees and local support.

Competitive rates on auto, personal, home equity, and mortgage loans—approved by local decision-makers.

Comprehensive solutions for small and mid-sized businesses, including lending, treasury, and merchant services.

Free financial education, one-on-one coaching, and tools to help members build credit, reduce debt, and plan ahead.

Founded in 1954, MidFlorida Credit Union is a member-owned, not-for-profit financial institution serving over 500,000 members across Florida.

We focus on people—not profits—and reinvest earnings into better rates, lower fees, and community support.

Headquartered in Lakeland, FL, MidFlorida operates more than 50 branches and is federally insured by the NCUA.

We’re proud to support education, disaster relief, and local nonprofits across our footprint.

“MidFlorida helped me buy my first home in Lakeland—their team was patient, knowledgeable, and genuinely cared.”

— Jennifer L.

“After being turned down by two banks, MidFlorida approved our small business loan. We’re now thriving thanks to them.”

— David M.

“Their financial wellness program helped my son avoid student loan debt. Now he’s saving for a house at 24.”

— Susan K.